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hello everyone Im Damon and this is my mom Cynthia say hi Mom hello we uh weve just completed uh eight or nine videos and we decided we David and I have been talking and we want you to go back and go over the possibilities that you had that we suggested of cash buy out listing your own home uh having your loan modified having creative financing all sorts of things uh rehabbing and then having your home put up for sale so were not going to talk about those today because weve come to understand that when weve been talking to people the biggest problem has always been trying to maintain hope in the midst of a very difficult and kind of critical situation so we thought we were going to divide up a little bit of the time tonight and talk about how it is that its important that we maintain hope Damon has on a news Ive got on a special t-shirt do those take the graphic the number down for a minute so they can see it okay so there it is Pope dealer and thats what I think that we are in