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2020 was a rough year financially speaking for a lot of people and honestly 21 aint looking so hot either a lot of people had some really bad things happen to him financially recently and unfortunately for some people that included bankruptcies from a credit standpoint filing for bankruptcy is one of the worst things that you could do it destroys your credit score it can hurt your credit score by up to about 250 points and depending on what type of bankruptcy you filed thats going to stay on your credit report for between 7 to 10 years this is killer for your credit report and you would think that something this major would be pretty much impossible to actually get removed off of your credit report early but ironically thats not the case hi everyone my name is ben and this channel is dedicated to all things personal finance helping you earn more spend less and invest the difference now i know ive been doing a lot of credit repair videos lately im not specifically a credit repair c