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[Music] todays class were calling notarys choice we sent out an email to all of our notaries on our mailing list and asked what questions youd like us to cover today so lets get right into it we received a lot of emails on what the difference between buyers and purchaser loan docs look like compared to a refinance set so when you encounter a buyers set of loan docs this is going to include pretty much the same documentation as a refinance set of documents with a few exceptions the main one is the notice of right to cancel so unlike refinances which a borrower has a three-day right to cancel if its their primary residence purchase stocks will not contain a right to cancel for the signer what that means is that theres going to be greater urgency required when handling new purchase loan docs especially when it comes to errors on the documents as delays can mean delays in acquiring the property or getting the keys to the house so purchase sets require greater urgency definitely if