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do these four steps if you want to remove those late payments off your credit report step number one the first thing you want to do is download a credit report that gives your account name and account number the Credit Karma dont give you this information that looks like this so what you want to do is gather the account name it looks like this look like this right here and account number that looks like this right step number two you want to clean up your personal information because its attached to all those negative accounts what were going to do is detach it so what you need to do is go to experian.com and gather that person information and you go to the cfpb and submit a complaint so you can remove it real quick step number three what we want to do is hush those snitches we gotta hush the snitches up because there are other consumer reported agencies that are telling on us so we need to hush them up last but not least heres what we need to do we need to set the credit bureaus u
