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take our lead lets help you make your mark our goal is your satisfaction let us show you the way unfortunately canceling a pending transaction isnt always simple if youre trying to remove a hold or a pending transaction before it posts youll need to contact the merchant and ask them to remove the authorization once your transaction is finalized however you have more power in reversing the charge take our lead how long can a payment stay pending the pending transaction is a recent card transaction that has not been fully being processed by the merchant if the merchant doesnt take the funds from your account they will be dropped back to your account in seven days in most cases [Music] lets help you make your mark the transaction may feel like its over and done since theres a receipt that it happened but its not complete the funds havent necessarily been deducted from your account balance immediately you see a pending transaction for 100 on your account this may reduce your avai