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In this video, Rose discusses the impact of medical bills on credit reports and recent legal changes affecting them. She highlights that a new law has been misadvertised, suggesting that paying medical bills will lead to their removal from credit reports. The key point is that only bills of $500 or less will be automatically removed upon payment. Rose emphasizes that this regulation may incentivize payments rather than genuinely helping consumers, as it allows collections on older debts. She invites viewers to share their experiences with medical bills and any harassment they have faced regarding payments.