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heres another hack to remove late payments from your report whether it be credit cards to the loans any type of late payments that you have use consumer laws i love using consumer loss because they work use them to your advantage guys what i like to do is i like to use the privacy law against them generally when you get involved in a financial transaction they say that you opted in to have your information released so im going to use the fact that they never told me to opt out they never gave me the option to opt out i will write a letter to either the financial institution or the credit bureau stating that and use the law 15 usc 6802 b again thats 15 usc 6802 b
