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This tutorial explains how to write a personal loan agreement using docHub PDF. To begin, access the designated webpage and choose the desired format. The document is fillable, so users can click on the blanks to enter details. The agreement starts with an effective date, which is set as May 24, 2015. The borrower is identified as Johnny Appleseed, residing at 123 Apple Way, Applebill, Texas, with his wife, Nancy Appleseed, as the lender. The loan amount is specified as $10,000, with a repayment period of one year. The tutorial emphasizes entering all relevant loan details accurately throughout the form.