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one thing this is the page that you really need to do you need this is who let me show you right here this is the Consumer Financial Protection Bureau now one thing about it is that this this agency was established by the Department of Justice and what it does is that it helps regulate the credit your credit bureau system and the companies in following a regulation so you may want to set up an accountant if you want to set up an account this is how you log in I have a log in okay and then Im gonna show you how you can do it and how you can monitor your logins so lets go up here this is we are on the first page and they have the policy they tells you about how the data that data is and the research they give you consumer tools they tell you all about the policy and compliance now theyre not a credit agency reporting agency so theyre not gonna really tell you that theyre gonna sue but if they get enough issues are on a particular company then they will go ahead and you know start i