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hey everybody im rob freeman and welcome back to ensuring the built environment if you like this video please subscribe to my youtube channel below uh this week were answering a question about adding a a third party uh such as a client onto your professional liability policy as an additional insured if youre an architect or an engineer you may get a request from a building owner or client adding asking them to be added onto your professional liability policy as an additional insured and theyre going to talk about three reasons why its not really advisable to do that either for you or for your client and i think really the reason for the confusion around these types of requests which come in uh are is primarily because its a common thing for building owners to be added as additional insured onto the general liability policy general liability covers you for third party claims of bodily injury and property damage and so if somebodys injured on a job site and they file a lawsuit aga