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well hi everyone Sean Humphries here welcome to All Things retirement well in this installment were going to talk about strategies to reduce a taxation when converting your money from an rrsp account to a riff for a registered retirement income fund so go through different strategies to try to reduce the tax bite on that rollover now if youre new to our Channel make sure you hit the Subscribe button were posting content all the time on different aspects of retirement income planning and overall wealth planning and if youre curious about how you can get your own complementary retirement analysis just visit the show notes to the link for our website and you can find out how you can get your complimentary retirement plan okay lets talk about the strategies to reduce taxation when converting the rrsp to a riff so first of all if you havent made use of capital from your RSP account or roof account before the age of 71 age 71 is a critical date by the time you get to your 71st year by