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- TIAA-CREF, one of the largest retirement solutions providers out there with plenty of plan participants, and you may be one of those that are a little confused about your benefits. So today, Ill be walking you through some of the things that you should be aware of to make things simpler. Get the pen and paper out. (scribbling) So lets go ahead and say, what is TIAA-CREF? TIAA-CREF is gonna stand for Teachers Insurance Annuity Association College (laughs) College Retirement Equities fund. Its a mouthful and they rebranded it to just TIAA, because way back in the day Andrew Carnegie started this back in the early 1900s I believe. And then came the insurance part of it, that allowed you to basically take your money, give it to CREF, and they would invest it for you in an annuity, right? Thats the subject of another podcast. Well talk about annuities later. But thats how that big gargantuan organization that now manages over a trillion assets. With millions of plan participants bo