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hello real estate professionals welcome and thank you for being with us hope everyone is doing well today my name is kurt klaus and i appreciate you taking the time to join us for todays edition of the agent advantage webinar series these webinars are brought to you by the guaranteed rate family of companies and our agent advantage website todays webinar title mortgage 101 loan products for real estate agents and today is all about helping you be a better agent to your clients you already know how to find properties for your buyers but we want to give you a better understanding of the mortgage side of the business we all know it is super competitive out there the low inventory market that we are in right now and everything you can do to help your buyers put together strong offers will hopefully result in you closing more deals if you are not familiar with agent advantage it is our proprietary no cost website for agents all across the country to help you look good to help you grow you