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I was recently helping a client better understand their pension and wanted to make a quick explanation video about the different benefit options under the monthly pension benefit youll notice that there are six different options the first option is called the single life annuity and this benefit is going to pay the employee as long as they are around to take a paycheck the positive to this selection is that its going to be your highest payout out of all the benefit options the negative here though is that if youre gone then your benefit is gone with you theres nothing left for the beneficiaries or your loved ones which is why it says n/a in the beneficiary box youll notice in parentheses it says normal form for single participants so if youre single and youre only planning a retirement for yourself and youre in good health a lot of times this is the best option the second option is called 50% joint and survivor annuity if you select this benefit it is going to pay you the 2309