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In this video, Annie Fitzsimmons, a legal hotline lawyer for Washington Realtors, addresses a common question regarding property title when only one spouse is listed. Various situations may arise, such as financing issues, being out of town, or pending divorce, leading to only one spouse being on the title. It's crucial to note that this arrangement does impact the transaction. Specifically, if the buyer requires financing, the title company will not insure the title for the lender unless the non-titled spouse signs a quitclaim deed, which releases their interest in the property. This step is essential to proceed with the transaction smoothly.