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ladies and gentlemen federal employees buckle your seat belts today were talking about the cost of living adjustment youre gonna see for your first pension if you are about to retire or already retired as a First Federal employee buckle up youre going to want to hear what were talking about today now this will all this will also apply to Social Security so just keep that in mind as well now if you are new here welcome it is so good to have you my name is Dallin Haas Im a financial planner who serves federal employees just like you every single day to help you guys get the most out of your benefits and were Tire confident lets Dive Right In now before we get into the numbers of what I expect your cost of living adjustment to be for at the end of this year which itll be announced in October and because its not announced that it will be announced in October like I said this is just an educated guess we dont actually know so dont dont come back in October like oh to Ellen you y