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The speaker discusses the "poppers affidavit" or affidavit of inability to pay, mentioning that some individuals file it despite having the means to pay. They emphasize that landlords are aware of this situation and can contest these affidavits. The law permits contesting such claims, and courts often inform parties when an appeal is filed, allowing them to respond. However, the speaker advises against contesting the affidavit, arguing that doing so is a waste of time. The speaker plans to explain further reasons not to contest these affidavits.