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In this video, Brandon Weaver addresses a viewer's concern about managing a single charge-off that has been sent to collections. The individual has successfully boosted their credit score by 80 points by lowering credit utilization to under 7% and responsibly managing credit. To handle the harassment from collection calls, Brandon recommends sending a cease and desist letter to stop the constant communication from the collectors. This step aims to relieve the individual from the pressure of receiving calls while they work on resolving the charge-off issue.