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In this tutorial, Lee Pearlman discusses the seven most common tactics used by insurance companies in personal injury claims. The first tactic is quick settlements, where insurers attempt to settle for significantly less than what the claim is worth, often just "pennies on the dollar." Studies indicate that individuals who settle quickly without representation may receive about 400% less than those with an attorney, as the early settlement does not account for vital factors such as medical treatment, lost wages, and pain and suffering. Pearlman emphasizes the importance of being aware of these tactics to protect your rights during the claims process.