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Nicole Vinson, an attorney with the Merlyn Law Group, specializes in handling denied or delayed property insurance claims nationwide, including both commercial and residential losses. In her tutorial, she emphasizes the importance of promptly reporting claims to insurance companies, regardless of the loss's severity. However, she advises that claimants should be prepared to present their claims effectively, as the insurance company’s initial response may not be favorable, despite having paid premiums and having a long-standing relationship with an agent. Understanding this dynamic is crucial for navigating the claims process successfully.