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In this tutorial, Lee Pearlman discusses the seven most common dirty tricks used by insurance companies in personal injury claims. The first tactic is to offer a quick settlement, often for a small amount, despite the involvement of an insurance policy. Studies suggest that settling early can result in a payout that is significantly lower—up to 400% less—than what an attorney might secure for their client. Early settlements frequently overlook important factors such as medical treatment costs, lost wages, and pain and suffering, which are critical to a fair compensation. Pearlman emphasizes the importance of being aware of these tactics to protect one's interests in a personal injury claim.