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welcome to our webinar UCP debtor names what you dont know can hurt you my name is a new Sean and I will be your moderator joining us today is Paul Hartness field Paul is an associate general counsel for a corporate service company and served as the companys subject matter resource for UCC real estate and other transactional service matters he is a frequent speaker and writer on UCC search and filing issues and a 2013 recipient of National Association of secretaries of state medallion award and with that lets welcome Paul thank you there is no piece of information on a financing statement more important than the debtor named UCC article 9 has some very strict rules for how the debtor name must be provided and failure to comply with those rules has rather harsh consequences for the secured party therefore it is critical that those who file UCC records and to a lesser degree those who search UCC records understand how to correctly provide the debtor name for purposes of the financing