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[Music] hey its me danielle from danielle in the city and today i wanted to talk about love just kidding i want to talk about cohabitation agreements and why you need one see all this pandemic and close to valentines day stuff has got you thinking time is of the essence i love this person i want my partner to move in with me into my condo that i bought five years ago that has appreciated him value which will continue to and i want to start a life with this person and you tell me and i ask you like any good mom or dad would do you have a cohabitation agreement in place and you say whats that and i say it is a legal document that outlines the financial responsibilities and the ownership of assets between parties because what happens if three years down the road your partner who is so amazing in the beginning now becomes a sloth loses their job plays video games all day long and isnt contributing financially and you want to break up with them but youre afraid theyre gonna take some