Remove label in the Bankruptcy Agreement effortlessly

Aug 6th, 2022
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How to Remove label in the Bankruptcy Agreement

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letter which I launched this weekend we are not talking about that right now but you can go visit that if you want to never pay for credit repair software monthly again but right now were going to talk about how to remove bankruptcies and debt buyer collections from your credit report and its really not as difficult as you would really think now what method are we using we are using the credit sweep method theres no um theres no you know online disputes theres no templates theres no phone disputes theres a very specific way that you want to write your letters to remove these from a credit report now just so you know were talking about these two things because theyre very very very difficult okay so if you have a bankruptcy and its not disputed the right way its either not going to come off or youre looking at I dont know like a minimum of a year okay so thats why were going over this all right so if you have a bankruptcy youre gonna dont want to pay attention you are

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Even when the bankruptcy is dischargedmeaning you wont be liable for that debt anymoreit wont be removed from credit reports. The status of the bankruptcy will be updated, but it will still take seven to 10 years from the filing date for the bankruptcy to be removed from credit reports.
The agreement is voluntary for you and for the creditorthe creditor may refuse to offer a reaffirmation. All parties need to move quickly to get an agreement reviewed, signed, and filed.
The discharge is a permanent order prohibiting the creditors of the debtor from taking any form of collection action on discharged debts, including legal action and communications with the debtor, such as telephone calls, letters, and personal contacts.
A lien strip can now be accomplished by filing a motion with the court, requesting the judge to determine the amount of the claim. If the secured creditor filed a proof of claim, another way of lien stripping is to have the attorney file an objection to that proof of claim.
Your credit scores may improve when your bankruptcy is removed from your credit report, but youll need to request a new credit score after its removal in order to see any impact. Credit scores are not included in credit reports. Rather, scores reflect what is in your credit report at the time the score is calculated.
A reaffirmation agreement is an agreement between a chapter 7 debtor and a creditor that the debtor will pay all or a portion of the money owed, even though the debtor has filed bankruptcy. In return, the creditor promises that, as long as payments are made, the creditor will not repossess or take back its collateral.
The law states that credit reporting agencies may not report a bankruptcy case on a persons credit report after ten (10) years from the date the bankruptcy case is filed. Generally, bad credit information is removed after seven (7) years.
You cannot remove a discharged debt from your credit report unless the information listed is incorrect. Even though you repaid the debt, partially or in full, or the lender stopped its collection attempts, the entry will remain on your report for seven years.

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