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letter which I launched this weekend we are not talking about that right now but you can go visit that if you want to never pay for credit repair software monthly again but right now were going to talk about how to remove bankruptcies and debt buyer collections from your credit report and its really not as difficult as you would really think now what method are we using we are using the credit sweep method theres no um theres no you know online disputes theres no templates theres no phone disputes theres a very specific way that you want to write your letters to remove these from a credit report now just so you know were talking about these two things because theyre very very very difficult okay so if you have a bankruptcy and its not disputed the right way its either not going to come off or youre looking at I dont know like a minimum of a year okay so thats why were going over this all right so if you have a bankruptcy youre gonna dont want to pay attention you are