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In the tutorial, Lee Pearlman outlines the seven most common deceptive tactics insurance companies use in personal injury claims. The first tactic involves insurers settling quickly with claimants for significantly lower amounts—often mere pennies on the dollar. Studies indicate that those who settle early, without attorney representation, can receive up to 400% less than those who are represented. Early settlements typically do not account for crucial elements such as medical expenses, lost wages, or pain and suffering, which can result in inadequate compensation for the injured party. Pearlman emphasizes being aware of these strategies to ensure fair treatment in claims.