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Mark Lockhart discusses the process of filing insurance claims and effectively working with adjusters to achieve satisfactory returns for vehicle or home damages. He explains that whether you contact an independent or direct agent, you'll be dealing with a claims adjuster, whose role is to facilitate a smooth claims process. A reputable adjuster will verify your coverage and ensure you get the necessary repairs or replacements efficiently. Their primary aim is to minimize delays and avoid losing customers, as that can be costly for the company. Overall, the tutorial emphasizes the simplicity of filing claims when you understand the process and the adjuster's role.