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In this tutorial, Lee Pearlman discusses the seven common "dirty tricks" used by insurance companies in personal injury claims. The first tactic involves offering a quick settlement. Insurance companies aim to settle for a low amount, often significantly less than what victims deserve—studies indicate that settling early can yield only a fraction (around 400% less) compared to settlements when individuals have legal representation. Early settlements typically fail to cover essential costs such as medical treatments, lost wages, pain, and suffering. Pearlman emphasizes the importance of being aware of these tactics to ensure fair compensation.