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what is life insurance life insurance is a policy that pays out a lump sum to your family or loved ones should you die during the term of your policy you can also receive a payout if youre diagnosed with a terminal illness as defined in terms and conditions toe up relieve Financial stress during your illness we know youd rather not think at the time when youre nulling around but its simpleton to protect the things that really matter like your loved ones home and lifestyle in case the unexpected happens it can also give you reassurance its quick and easy to set up and it neednt be expensive do I need a life insurance policy life insurance is a topic that people rarely want to think about but there are certain life moments that can make you seriously look into taking out a policy if you have people who depend on you like children or a partner then it can be sobering to think about what might happen to them if you were to pass away unexpectedly if you want to protect your loved ones