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hi im scott from moneynerd and todays big question is how to get default removed from your credit report you might have had a loan or credit card and missed payments and now youve seen a default when youre searching for your credit score or maybe youve missed payments on a mortgage or buy now pay it later like planner or something like that when youre online shopping all of these defaults on your credit report can have quite serious consequences for your financial well-being so in this video im looking at seven ways to get that default removed so lets get into it before we do please subscribe i do lots of videos about getting out of debt scenario number one is if a default has been added only after one month officially there needs to be three months in arrears so three payments missed in order to have a default applied to your credit report so if you find thats the case youve had a default applied to your credit report prematurely before that that three months is up then you