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In this video, Lee Pearlman discusses the seven most common deceptive tactics used by insurance companies in personal injury claims. The first tactic is an early settlement offer, where companies attempt to settle quickly for a minimal amount, often just a fraction of what a claim is worth. Studies suggest that individuals represented by attorneys can receive significantly higher settlements—up to 400% more—than those who accept quick offers. These early settlements often neglect to account for medical expenses, lost wages, pain, and suffering, leaving claimants inadequately compensated for their injuries and losses. Pearlman emphasizes the need for legal representation to navigate these tactics effectively.