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In this tutorial, Lee Pearlman discusses the seven common dirty tricks used by insurance companies in personal injury claims. The first tactic is offering a quick settlement, typically much lower than what is fair. Studies indicate that settling early can result in a financial loss of around 400% compared to cases handled by an attorney. These early settlements often neglect to account for essential factors such as medical treatments, lost wages, pain, and suffering. Pearlman emphasizes that this is just one of the tactics insurers use, encouraging viewers to remain vigilant and informed about their rights in such situations.