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In this tutorial, Mark Lockhart explains the process of filing insurance claims and working with claims adjusters. He emphasizes that the first step involves contacting either an independent or direct insurance agent to report the claim. The claims adjuster will handle the process, ensuring that the coverage is verified and appropriate for the claim. Their primary goal is to facilitate a smooth experience by getting the claim resolved quickly, whether that includes repairing or replacing your vehicle or providing a check. Timely resolution is crucial for insurance companies, as delays or customer loss can be costly for them.