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hey whats up youtube fam brandon weaver here once again so written off what does that mean well written off is charged off its very similar uh it well its the same thing its just very similar in the wording charge off written off but um its basically the same thing its a charge off right so you have this charge off i might say written off settled for less paid less than agreed right paid paid as agreed or not paid but if its written off whether the status is paid or unpaid a charge off a write-off this negative nasty erroneous item is bringing down your credit score so if you see something that says written off thats a charge off its been closed and its probably been sent over to a third party collector now maybe not not in every scenario is there you know third party connect collector but more times than not there is a third party collector so now youve got this charge off youve got this collection double whammy right there its one account basically right its just they