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In this video, injury attorney Anh Phoong explains how medical bills impact personal injury settlements. Many clients worry about accumulating medical bills and how they will manage these expenses. Phoong clarifies that medical expenses are typically considered when determining the settlement amount, with higher medical bills often leading to a higher settlement. He reassures clients that medical bills are usually covered within the settlement. For example, if a settlement is $50,000 and there are $10,000 in medical bills, the bills would be deducted from the settlement, ensuring clients do not remain burdened with these costs.