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First Republic happens to be in the news a bit this week and my little niche of accessory dwelling units and state housing funds have somehow contributed to one of the larger accounts that Ive heard of doing a full withdrawal from First Republic something in the ballpark of like 400 million to 500 million when youre trying to film a First Republic but theres Teslas in the way the Adu Grant ends up being an interesting example of how perfectly rational Behavior ends up concentrating a lot of money into one account and also ends up contributing to one of the large withdrawals we dont cover Bank news a lot its just this weird coincidence that we happen to be at the center of one of these First Republic withdrawal stories so on this channel we talk about accessory dwelling units a lot and we talk about State Grant funds an accessory dwelling unit is when you build a little house in your backyard or convert part of your house into an apartment its something thats gotten a lot more po