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so writer writer recision 15 usc 1635 the writer rescission is actually the ability to uh give back the loan and keep the property works for real estate in cars uh failure to disclose that that uh you have the right to rescind is a violation and uh they can be criminally liable for that as well so rescinding your consumer contract within 72 hours is your right and the forms must be sent to the consumer informing him of his rights of rescission most companies fail to disclose are hiding the uh right to rescind and that makes them criminally criminally liable also failing to disclose your writer rescission is an automatic violation in the truth and lending act as well so thats tila and by not disclosing your right of rescission now makes the entire contract null and void also theres no statute of limitations on fraud you can actually go back 20 30 years however whenever you bought the house you can go back in and drop these laws on them so lets explain earlier by withholding your righ