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In this tutorial, the speaker explains the critical difference between settling an affidavit and drafting a pleading. Drafting involves writing legal documents, specifically pleadings like a statement of claim or a defense with a counterclaim. The speaker clarifies that a pleading is not the act of begging for forgiveness but rather a formal process of informing the court. The statement of claim initiates the legal process, while replies are made by plaintiffs in response to counterclaims from defendants. The tutorial emphasizes the importance of understanding this distinction for both lawyers and non-lawyers, as it can be crucial in legal practice.