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In this video, attorney Anh Phoong discusses the impact of medical bills on personal injury settlements. Clients often worry about accumulating medical expenses, and Phoong explains that these bills play a crucial role in determining settlement amounts. Generally, higher medical bills can lead to higher settlements. He reassures clients that typically, medical bills are addressed within the settlement structure. For instance, if a client receives a $50,000 settlement and has $10,000 in medical bills, the $10,000 will be deducted from the total. Phoong aims to clarify how these financial aspects are handled during the settlement process.