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hi its Barbara brindle with Remax hallmark welcome to teachable moments really fast one were just going to talk about the electron electronic commerce act and East signatures a lot of us are using e signatures in our real estate transactions and I just want to touch on a couple of things that you may or may not be aware of number one is there is a standard disclosure included in most real estate documents such as the listing agreement and the buyer representation agreement its already embedded in the standard wording of those two contracts that the parties acknowledge that electronic signatures may be used and they agree to that its not included as a standard disclosure in the agreement of purchase and sale so a lot of people are not aware of that so just to bring this to our awareness what that means is the Act provides two ways that a consumer can agree to electronic signatures and one is by way of actions so if a seller accepts an offer from a buyer using electronic signatures a