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so with your numbers what are you seeing for like a real estate correction overall i'm sorry expectation yes 34 was last time you know that was more than the great depression yeah you said that i didn't know that you know why how you couldn't finance you couldn't borrow against houses right 50 here's the typical loan in the roaring twenty fifty percent down five-year five-year mortgage so you couldn't yeah and housing is extremely overvalued stocks are extremely overvalued too right housing doesn't usually get this far got it so housing is really the biggest danger and that's where people get hit the hardest you get thrown out of your house in your house here home equity goes down totally because you got a loan against it and the loan doesn't go away but the equity goes down 50 40 percent most people are going to be underwater