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In this tutorial, Lee Pearlman discusses the seven common dirty tricks used by insurance companies in personal injury claims. The first tactic is to offer a quick settlement, often at a fraction of the claim's true value. Studies indicate that individuals who settle quickly can receive up to 400% less than those represented by an attorney. Early settlements typically do not account for crucial factors such as medical expenses, lost wages, or pain and suffering. Pearlman emphasizes the importance of understanding these tactics to better navigate the claims process and protect one's rights.