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Mark Lockhart discusses the process of filing insurance claims and effectively working with claims adjusters to secure a satisfactory outcome for vehicle or home repairs. He explains that whether contacting an independent or direct agent, the first step is reaching a claims adjuster, who is responsible for managing the claim. A quality adjuster will verify coverage, ensure you have the appropriate policy for your claim, and aim to expedite the process to get your vehicle repaired or replaced, or issue a check quickly. The goal of the claims adjuster is to provide a smooth experience, as delays or losing a customer is more costly for the insurance company.