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In this tutorial, Lee Pearlman discusses the seven common dirty tricks used by insurance companies in personal injury claims. The first tactic is quick settlements offered soon after an incident, often for a fraction of what the claim is worth. Studies indicate that settling early, without legal representation, can yield around 400% less compensation than if an attorney is involved. These initial offers typically exclude critical elements like necessary medical treatment, lost wages, pain and suffering, and other relevant factors, emphasizing the importance of legal guidance in these situations.