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[Music] welcome to the real estate tip of the week Im Morgan York with the York real estate group and today we have a question that Michael is going to answer for us the question is what is the effective date on a contract great question the effective date on the contract is the date of the the last signature or initial by either party so whoever signs or initials the contract last would put a date next to either one of those and that would be the effective date of the contract so a lot of people think its whenever its submitted as an offer but technically it would be whenever the last person signs or initials it and the second part of the question is when is a contract a contract yeah a contract is technically a legally binding contract once there is money involved in the escrow or deposit thats held by the title company so whenever the agent puts the money with the title company is when that contract is enforceable if you or anyone you know has a question that youd like answered