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In this tutorial, Lee Pearlman discusses the seven common tactics insurance companies use in personal injury claims. The first tactic involves offering a quick settlement, which can be significantly lower than what an individual might receive with proper legal representation. Studies show that settling early can lead to a difference of up to 400% in compensation. This initial offer often neglects critical factors such as medical expenses, lost wages, and pain and suffering. Pearlman emphasizes that individuals should be wary of these tactics and consider consulting an attorney to ensure they receive fair compensation.