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Lee Pearlman discusses the seven most common dirty tricks used by insurance companies in personal injury claims. One major tactic is settling quickly for a low amount, often significantly less than what is deserved, which can be as much as 400% less than what an attorney might negotiate. Quick settlements typically fail to account for necessary medical treatments, lost wages, pain and suffering, and other critical factors. Pearlman emphasizes that these tactics are designed to minimize payouts and that having legal representation is crucial for fair compensation.