Remove Date Field from the Agreement To Extend Debt Payment and eSign it in minutes

Aug 6th, 2022
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How to Remove Date Field from the Agreement To Extend Debt Payment

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19 votes

awesome okay so next question I got is a common question Ive been seeing in all Facebook groups all all also in our inboxes uh but I got a payment count today from ohila the letter says its pslf and te pslf has anyone gotten a first letter saying its both counts but then later got a letter with more qualifying payments my numbers seem very low and Ive been getting this email time and time again um I know weve talked about this on the podcast but well talk about it again just to scream it from the rooftops um payment counts they are doing in batches uh why I dont know uh but it seems like theyre processing pslf the employment certification forms using the original pslf rules first then theyre coming back in and doing the the pslf waiver but maybe not completely doing the pslf way were all at once theyre doing even that in batches Maybe by time period period or by employment I cant really tell the Rhyme or Reason between like why they count certain payments when and when they

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To get an incorrect late payment removed from your credit report, you need to file a dispute with the credit bureau that issued the report containing the error. Setting up automatic payments and regularly monitoring your credit can help you avoid late payments and spot any that were inaccurately reported.
You can call the creditor, explain why your payment was late and ask them to delete the late payment from their records and update the credit bureaus.
The process is easy: simply write a letter to your creditor explaining why you paid late. Ask them to forgive the late payment and assure them it wont happen again. If they do agree to forgive the late payment, your creditor should adjust your credit report ingly.
You can ask the creditor either the original creditor or a debt collector for whats called a goodwill deletion. Write the collector a letter explaining your circumstances and why you would like the debt removed, such as if youre about to apply for a mortgage.
How can I remove a fraud alert or active duty alert? To remove your fraud alert or active duty alert prior to expiration, please call (888) 836-6351, from 8 a.m. to midnight ET, 7 days a week. For your protection, youll need to provide copies of certain documents to verify your identity.
Capital One doesnt have a policy against goodwill adjustments, which means you can call or mail in to request a late payment to be removed from your account. Keep in mind that youll want to make sure your late bill is paid before docHubing out.
Based on my otherwise spotless payment history, I would like to request that you apply a goodwill adjustment to remove the late payment mark from my credit report. Granting this request will help me improve my overall credit history and demonstrate my consistency as a creditworthy borrower.
To get an incorrect late payment removed from your credit report, you can: File a Dispute with the Bureau: Each agency provides tools for you to challenge something on your credit report. Send a Dispute Letter to the Lender: Send a letter explaining what is wrong to the creditor.

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