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In this video, Lee Pearlman discusses the seven common tactics insurance companies use in personal injury claims. The first tactic is the quick settlement offer, which often undervalues the claim, settling for mere pennies compared to what an attorney might secure. Studies indicate that settlements made early in the process can be significantly lower—up to 400% less—than those negotiated by a knowledgeable attorney. Quick settlements typically exclude critical aspects such as necessary medical treatment, lost wages, pain, and suffering. Pearlman emphasizes the importance of understanding these tactics to ensure that individuals are not shortchanged in their claims.