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do you have a mortgage and youre paying pmi and you want to get rid of pmi then this video is for you what is private mortgage insurance it is a fee that buyers have to pay each month if they put less than a 20 down payment on their loan if the thought of paying pmi really annoys you then please subscribe to my channel and give this video a thumbs up my name is amy brown im a realtor with the legal team of long and foster in columbia maryland loans that have less than 20 down payment carry a higher risk for the lender and therefore the lenders are going to require you to pay this monthly fee it protects the lender in case of you defaulting on your loan i am not a mortgage advisor if you have specific questions about how to get rid of pmi then please call a local mortgage advisor there are three primary ways to get rid of pmi im going to go through them all right now number one an appraisal if you believe your home has appreciated in value you can call your mortgage company and reque