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hey friends its joe tafoya salesmortgagebroker.com today were going to talk about rate lock extensions or more importantly how to avoid them because you dont want them its a lot like a penalty for missing a close date the idea behind it is when you first lock your rate youre deciding how much youre going to pay for that rate lock but then ultimately that creates your timeline and so if you end up from start to finish and you missed your finish date now all of a sudden you got to have a little bit extra on there well thats going to make your costs go up so what you really want to do is make sure that youre not locking your interest rate until you are absolutely certain that everything is going to close by said date otherwise the lender will charge you additional interest and penalties if you have any kind of questions about this please feel free to docHub out to us at questions at seattles mortgage broker dot com thanks have a wonderful day